A financial solution
for every
Households and Business Class

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About Us

Jayambika Chits Pvt. Ltd., caters the financial need by combining the savings and credit scheme.

A chit fund is a traditional way of savings and borrowing mechanism.


Commenced operations in 1995.

Why Jayambika chit fund?

Professionaly managed and provides services to the subscribers with a track record.

How safe is money with chit fund?

Safety of one's money depends on intergrity of the person handling funds and with working over 20 years they have not defaulted in repayment of any person's money.

How it works.

Chit Fund comprises a group of members, called subscribers. A company brings the group together and administers the activities of the group. For their efforts, these organizer either compensated each month or at withdrawal time.

The fund starts at an announced date and continues for the number of months. Each month, the subscribers put in their monthly installments into the pot. Then, an open auction is conducted to determine the lowest sum.

Benefits of Chit Fund.

Chit fund is a unique financial concept, where the person has flexible to borrow or save. By paying one-month installment amount, a person can get to borrow from chit value, by offering a discount not exceeding the maximum limit.

With the arrival of ecommerce in India, chit funds have also started going online. Online funds conduct auctions, and subscribers can pay their monthly dues and receive the prize amounts online through online transactions.

Chit fund is a good savings for small investors and brings rules in investments. It can be reliable source of fund in case of an emergency.

Why Invest In Chit Fund?

Allows You To Invest

This allows you to invest as per your needs and spending habits.

Steady Returns

Steady returns because dividends are earned every month.

Regular Saving

Inculcates the habit of compulsory and regular saving every month.

Financial Exigencies

A subscriber can bid for the amount he requires in financial exigencies.

Hasslefree Documentation

You can get funds in a timely manner without the hassles of extensive paper work.

Market Conditions

Investments are not affected by any market conditions.

Our Attractive Plans

Chit Amount Members count (Month) Monthly Payable Amount for scheme
Minimum Maximum
1,00,000/- 25 3,000 4,000
2,00,000/- 25 6,000 8,000
5,00,000/- 25 15,000 20,000
5,00,000/- 40 8,750 12,500
10,00,000/- 40 17,500 25,000
20,00,000/- 40 35,000 50,000

Total Branches


Total Subscribers


Total Chit Groups


Yearly Transactions(crores)


Vasanth Shetty

Managing Director
Vasanth Shetty

A Suresh Rai

A Suresh Rai


Contact Us

B Wing, 5th Floor,
Ram Bhavan Complex, Kodailbail
Mangaluru, Karnataka-575003

0824 2429797
0824 2412304

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Moodabidri Branch

Samaj Mandir Complex,
Main Road,

  •  08258 238977

Puttur Branch

Putur Center,
Taluk Office Road,

  •  08251 234497